The following privacy principles were established
to maintain the security, integrity and confidentiality of your
personal financial information.
The type of information we collect-
We routinely collect and retain the information we obtain from your
account applications, transaction history (for deposits, loans,
credit cards, etc.) and from consumer reports. This information
helps us:
- To establish and administer your accounts.
(Example: We ask for personally identifying information to protect
your accounts from fraud.)
- To satisfy certain regulatory requirements.
(Example: When you open an account that pays interest, we are
required by the Internal Revenue Service to obtain your social
security number.)
- Better understand you so that we may provide you with additional
or improved products and services.
(Example: We require information concerning your credit history
and your assets to determine if you quality for loan approval.)
We do not share the nonpublic personal information of our current
or previous members and nonmember customers with affiliates or nonaffiliated
third parties except as permitted or required by law.
How is that information protected?
Access to your personally identifiable financial information is
limited to employees with a specific business reason for utilizing
this data. Our employees are educated about the importance of maintaining
confidentiality and member privacy. If necessary, we take appropriate
disciplinary steps to enforce our employees’ responsibility
to protect your very personal information.
In order to prevent unauthorized access to your information, we
maintain security standards and procedures that conform with industry
practices. These security standards and procedures are routinely
tested to verity the integrity of our systems. |