Member Rates
Lending
Also see: Loans I Loan Application
Loan Rates
Rates Effective November 21, 2025. Rates subject to change without notice.
Secured Loans
| Loan Description | APR* |
|---|
| New Auto & Truck | As low as 4.74% |
| Used Auto & Truck | As low as 5.24% |
| Other Secured Title (Boat, RV, Motorcycle) | As low as 6.74% |
| Share Secured | Borrow up to the amount on deposit at 3.5% |
Maximum Finance Term for Secured Loans
(Based on amount of loan)
| Amount | Term |
|---|
| $40,001 – $75,000 | 84 Months |
| $20,001 – $40,000 | 72 Months |
| $5,001 – $20,000 | 60 Months |
| $5,000 | 48 Months |
Unsecured Loans
| Loan Type | Loan Amount | APR* |
|---|
| Signature | Up to $15,000 | 9.49% |
| Continuing Education | Up to $10,000 | 7.50% |
Maximum Unsecured Limit Based on Gross Monthly Income:
Borrow up to 3 times your gross monthly income***
Rates based on credit score
** Amount and terms based on credit score
*** Rates and amounts based on credit score
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